Nov
27
Sainsburys Milford Credit Card Scam….?
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I received an email warning from a friend about this potential issue. Is it a scam? I don’t really know, but if you read the warning email you can then make up your mind. To my mind it could be an innocent oversight, but if it’s not then it’s a low-ball way of taking people for a ride!
Anyway, it’s a salutory lesson that all of us should check carefully our receipts and vouchers after using our debit and credit cards… and to regularly reconcile our bank account statements.
I bought a bunch of stuff, over £150, & I glanced at my receipt as the cashier was handing me the bags. I saw a cash-back of £40. I told her I didn’t request a cash back & to delete it. She said I’d have to take the £40 because she couldn’t delete it. I told Her to call a supervisor. Supervisor came & said I’d have to take it.. I said NO! Taking the £40 would be a cash advance against my Credit card & I wasn’t paying interest on a cash advance!!!!! If they couldn’t delete it then they would have to delete the whole order. So the supervisor had the cashier delete the whole order & re-scan everything! The second time I looked at the electronic pad before I signed & a cash-back of £20 popped up. At that point I told the cashier & she deleted it. The total came out right. The cashier agreed that the Electronic Pad must be defective.
Obviously the cashier knew the electronic pad was defective because she NEVER offered me the £40 at the beginning. Can you imagine how many people went through before me & at the end of her shift how much money she pocketed?
Just to alert everyone. My co worker went to Milford , Sainsburys last week. She had her items rung up by the cashier. The cashier hurried her along and didn’t give her a receipt. She asked the cashier for a receipt and the cashier was annoyed and gave it to her. My co worker didn’t look at her receipt until later that night. The receipt showed that she asked for £20 cash back. SHE DID NOT ASK FOR CASH BACK!
My co-worker called Sainsburys who investigated but could not see the cashier pocket the money. She then called her niece who works for the bank and her niece told her this. This is a new scam going on. The cashier will key in that you asked for cash back and then hand it to her friend who is the next person in the queue.
Please, please, please check your receipts right away when using credit or debit cards!
This is NOT limited to Sainsburys; they are one of the largest retailers so they have the most incidents.
I am adding to this. My husband and I were in Sainsburys and paying with credit card when my husband went to sign the credit card signer he just happen to notice there was a £20 cash back added. He told the cashier that he did not ask nor want cash back and she said this machine has been messing up and she canceled it. We really didn’t think anything of it until we read this email.
I wonder how many “seniors” have been, or will be, “stung” by this one????
To make matters worse …THIS SCAM CAN BE DONE ANYWHERE, AT ANY RETAIL OR WHOLESALE LOCATION!!!
BEFORE LEAVING THE CHECK-OUT……..CHECK YOUR RECEIPT!!!!!
THIS COULD HAPPEN ANYWHERE. CHECK YOUR RECEIPT BEFORE LEAVING THE STAND. I’VE SEEN PEOPLE DO JUST THAT. NOW I’LL START!
Jun
16
Plastics Can make Shopping Online Risk Less and More Convenient
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Browsing at the worldwide web has become the most popular solution to purchase goods of all size and shapes for all kinds of needs. Even medications may be bought online in these days. This further raised the interest in plastics as being a mode of payment. This little plastic is now an essential part of everyones life. One recently available option that helps keep debit card spending at bay is definitely the prepaid credit card. This type on plastic cards is primarily comfortable for individuals who use the internet more often than not.
Best prepaid credit card is known as a mixture of credit cards and a debit card. It is actually used much the same way as a charge card once you make a purchase. Simply, the maximum amount of money you can use is restricted through the amount of money you make into your credit card account. With this, you can’t outrun and you also do not have to handle the excessive charges which have been charged whenever you become a revolver. Additionally you do away with the late payment fees because you have already pre-loaded your plastic card. Usually, prepaid plastic cards are accepted in most shops both online and offline.
Another advantage of a prepaid credit card is its essentially security when used in shopping on the web. Credit card scam and identification theft cases make people today cautious about utilizing their credit card for buying on the internet. If shopping on the web is all that you might want your prepaid charge cards for, you could think about to obtain a virtual prepaid card. Just as your normal prepaid credit card, you will need to load it with cash before you are able to use it. Really the only big difference is that you don’t get a real card by using a virtual prepaid credit card.
You can actually make application for a virtual prepaid visa card account over the internet. If you are accepted, you receive your account number that you would be able to fund through a deposit that is also done on the net by using a regular card, debit cards, or alternative payment services. Along with your loaded virtual prepaid account, it’s simple to go on and do your online shopping along with having to wrangle with the masses or wait in line on the cash out.
Feb
13
Warning! Beware of This Latest Credit Card Scam
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Warning! Beware of This Latest Credit Card Scam
I was sent an email recently about the latest VISA and Mastercard credit card scam. I’ve copied it in full below as it’s pretty self explanatory.
“This one is pretty slick since they provide YOU with all the information, except the one piece they want. They want the three digits on the back of your card.
Here’s how they do it.
Note: The callers do not ask for your card number; they already have it. This information is worth reading. By understanding how the VISA & MasterCard Telephone Credit Card Scam works, you’ll be better prepared to Protect yourself.
One of our employees was called on Wednesday from VISA, and I was called on Friday from MasterCard. The scam works like this: Person calling says, “This is (name), and I’m calling from the Security and Fraud Department at VISA. My badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I’m calling to verify. This would be on your VISA card which was issued by (name of bank) did you purchase an Anti-Telemarketing Device for £497.99 from a Marketing company based in London ?” When you say “No”, the caller continues with, “Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from £297 to £497, just under the £500 purchase pattern that flags most cards. Before your next statement, the credit will be applied to your account. I just need to confirm your address (gives you your address), is that correct?”
You say ‘yes’. The caller continues – “I will be starting a fraud investigation. If you have any questions, you should call the number listed on the back of your card and ask for the Security & Fraud Department. You will need to refer to this Control Number. The caller then gives you a 6 digit number. “Do you need me to read it again?”
Here’s the IMPORTANT part on how the scam works the caller then says, “I need to verify you are in possession of your card.” He’ll ask you to ‘turn your card over and look for some numbers’. There are 7 numbers; the first 4 are part of your card number, the next 3 are the security numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him. After you tell the caller the 3 numbers, he’ll say, “That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?” After you say, ‘No’, the caller then thanks you and states, “Don’t hesitate to call back if you do”, and hangs up. You actually say very little, and they never ask for or tell you the card number. But after we were called, we called our credit card company back within 20 minutes to ask a question. Are we glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of £497.99 was charged to our card.
Long story short, we made a real fraud report and closed the VISA account. VISA is re-issuing us a new number. What the scammers want is the 3-digit PIN number on the back of the card. Don’t give it to them. Instead, tell them you’ll call VISA or Master Card directly for verification of their conversation. The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN number, you think you’re receiving a credit. However, by the time you get your statement you’ll see charges for purchases you didn’t make, and by then it’s almost too late and/or more difficult to actually file a fraud report.
What makes this more remarkable is that on Friday, I got a call from a ‘Jason Richardson of MasterCard’ with a word-for-word repeat of the VISA scam. This time I didn’t let him finish. I hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening .”
The message ends with the sentence “Please pass this on to all your family and friends. By informing each other, we protect each other.”
Agree one hundred percent. Be vigilant at all times, especially when giving out personal credit card information. Make sure you’re giving it to a person or institution you trust.