• Categories

  • Credit Cards
  • Current Accounts
  • Debt Reduction
  • General
  • Insurance
  • interest rates
  • Make Money
  • Managing Money
  • Marketing via the Internet
  • Mortgages
  • My Rants
  • Overseas Property Investment
  • Saving Money
  • Savings Accounts
  • UK Property Investment

So your statement’s arrived! Good.  So,  go and take a look,  it’s there to keep you informed about what you’ve spent your money on and by detailing your transactions. Remember to always keep your receipts safe! Then check them off against your statement and dispose of them carefully by shredding them with a CROSS-CUT shredder! Do NOT rip them up into little pieces as anybody good at jigsaw puzzles can still put them together. This is especially important for statements too.

If you spot a transaction that you don’t recognise you can get help by calling your credit card provider from the phone number on your statement. If anything seems wrong contact your provider straight away.

Be aware that if your credit card provider thinks something doesn’t look right with your account, they might call you and try to get to the bottom of the matter OR they might decline the transaction and you’ll have to phone them.

You’re driving around and WHAM! You’re involved in a car accident and sustain damage to your vehicle or suffered injuries when the driver at fault is not British. What do you do? How do you claim against a foreign driver?

It can be difficult to get compensation for damage or injury from foreign drivers, and luckily I’ve never experienced this issue, but I came across the answer whilst reading a magazine and I thought it good to share with you. I have to give full credit to Woman’s Weekly for bringing this issue and solution to my attention )

There is a system called the Green Card System that helps vehicles move easily over borders in Europe and protects the interests of victims of foreign-registered vehicles. The Green Card System is a European-wide system. If you have a claim against a foreign driver you should contact the Motor Insurers’ Bureau (or MIB – no, not Men In Black!), as it acts as the UK’s Green Card System Bureau and supports motorists making claims after being involved in an accident with foreign vehicles in the UK.  Call 01908 830001 or visit www.mib.org.uk . The MIB website has details of UK representatives of foreign insurers to whom you can claim.

The short article goes on to say if you can’t identify the insurer, or there isn’t a UK agent, the site has a step-by-step guide on how to make a Green Card Claim. Finally they say if you have a comprehensive insurance policy it may be quicker to claim under that policy than to make a claim under the Green Card Scheme. I would still make a claim though as most policies have some sort of excess to pay, and if the accident was not your fault, you can and should claim back the excess you’ve have to endure.

So remember, if you do need to claim against a foreign driver, contact the MIB.

• Blogroll

  • Wordpress Themes - Download Free Wordpress Themes and Plugins